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EA Insurance: mini-charity review

The charity's Annual Information Statement current at the time of this review has since been superseded.  Please start with the updated review published in April 2018, and come back to this one as needed.

 Mini charity review of EA Insurance (EAI), an Associate member of Missions Interlink, ‘the Australian network for global mission.

Is EAI registered?

  • No.
  • EA Insurance is a business name belonging to The Trustee for Evangelical Alliance Foundation Trust Fund (EAFTF).
  • EAFTF is not incorporated. It is classified by ASIC as a ‘Non Registered Entity (Nret)’.
  • The trustee referred to in the name The Trustee for… is EA Foundation.

Is EAFTF responsive to feedback?

  • When sent a draft of this review, they…did not respond.

What does EAI/EAFTF do?

  • There is no indication that EAFTF has any enterprise other than EAI.
  • From the EAI website:
    • EA Insurance has is (sic) a specialist provider of insurance and risk management services to Faith, Charity and Not for Profit organisations throughout Australia. We deal exclusively with three types of organisations; Overseas Mission/Aid Organisations; Not-for profit / Community organisations; and Faith Communities… so we are genuine specialists.

Do they share the Gospel?

  • No

What impact are they having?

  • No information found.

What do they spend outside the costs directly incurred in delivering the above impact, that is, on administration?

  • No calculation is possible – no financial statements for EAFTF are available. (For its Financial Report on the ACNC Register, it has attached the financial statements of its trustee, EA Foundation. And these financial statements mention insurance only three times: once as an expense, and the name ‘EA Insurance Project’ twice.)

Can you get a tax deduction?

  • NA – donations are not sought.

Is their online giving secure?

  • NA

What choices do you have in how your donation is used?

  • NA

Is their reporting up-to-date?

  • Yes (seven months after their year-end, on the last day permitted.)
    • But the financial statements are not theirs (see below).

Does their reporting comply with the regulator’s requirements?

  • No, they have reported as if they were EA Foundation.
    • The EA Foundation does more than run EAI on behalf of EAFTF.
      • The EA Foundation continues to incorporate the work of the EA Insurance Project, as well as the Alfred Clark Missions Trust and the Indigenous Ministries Trust Fund[2].

What financial situation was shown in that Report?

  • NA

What did the auditor say about the last financial statements?

  • NA

If a charity, is their page on the ACNC Register complete?

  • Not quite:
    • The business name EA Insurance is missing.
    • There is no phone number.
      • And not correct:
        • EA Foundation is not a name belonging to EAFTF.
        • The constitution of EA Foundation is not EAFTF’s constitution.
        • The Financial Report is not a report on EAFTF.

Who are the people controlling the organisation?

  • The ‘management committee’ are introduced at the bottom here.
  • From ‘Responsible Persons’ on the ACNC Register:
    • Richard Dickins
    • John Peberdy
      • There are 14 directorships recorded for this name. EAFTF’s John Peberdy, the principal of a consulting practice, lists, on LinkedIn, twelve directorships, including seven as Chairperson,. It is therefore legitimate for you to question whether his ability to discharge his fiduciary responsibilities is threatened by having this workload.
    • John Yates

To whom is EAI/EAFTF accountable?




  1. EAI says that it is ‘wholly owned by the EA Foundation’. However, there is nothing to ‘own’. EAI is a business name registered to The Trustee for…, and EA Foundation is that trustee.
  2. Neither of these other trusts trades under its own name. All three trusts’ trading names are slightly different than here.